The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 14, 2022

Filed:

Apr. 29, 2016
Applicant:

Gardner/wyatt Ventures, Llc, Raleigh, NC (US);

Inventors:

John Gardner, Raleigh, NC (US);

Edward Wyatt, Arlington, VA (US);

Assignee:

Other;

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/04 (2012.01); G06Q 20/40 (2012.01); G06V 10/22 (2022.01); G06V 30/418 (2022.01); G06V 20/00 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/042 (2013.01); G06Q 20/4016 (2013.01); G06V 10/225 (2022.01); G06V 30/418 (2022.01); G06V 20/95 (2022.01);
Abstract

A computerized method and system of validating a check at presentment for payment includes executing imaging software and decoding software stored in a computer memory housed in a computer, generating pixel data from the encoded indicia on the instrument, digitizing the pixel data to generate digital pixel data, storing the digital pixel data in the memory, generating a data set by decoding the digital pixel data, and transmitting the data set to a server over a network, wherein the server is configured to execute validation software to determine if the negotiable instrument has been previously presented for payment. The computer then receives a validation indicator back from said server to display on the computer.


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