The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 07, 2022
Filed:
Oct. 10, 2019
Mastercard International Incorporated, Purchase, NY (US);
Manoneet Kohli, O'Fallon, MO;
Shane Lansley Jorge Jose Deniz, Ardsley, NY (US);
MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US);
Abstract
Systems and methods for QR code purchase transaction processing. In an embodiment, an interoperability computer system receives a push-type QR code payment request, validates the push-type QR code payment request, obtains local regulations governing QR code purchase transactions and at least one of a routing configuration for an originating institution (OI) and a routing configuration for a receiving institution (RI). The process also includes determining, by the interoperability computer system, that one of the OI or the RI is not configured for push-type purchase transactions or that local regulations do not permit push-type transactions, generating a pull-type QR code purchase transaction request, and transmitting the pull-type QR code purchase transaction request to a payment network.