The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 31, 2022
Filed:
May. 01, 2020
Wells Fargo Bank, N.a., San Francisco, CA (US);
Darrell Lee Suen, San Ramon, CA (US);
Sridhar Kotamraju, Fremont, CA (US);
Christopher P. Clausen, Novato, CA (US);
Melody Su-Shin Kao, San Francisco, CA (US);
Christina Z. Ongpin, Burlingame, CA (US);
Kevin R. Cieslak, Novato, CA (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
Intelligent authentication is disclosed. Data associated with a request for resource access by a user is compared to values of factors related to previous resource access by the user. A score is computed based on a result of the compare. Here, the score represents a degree of likelihood the user is the user associated with the previous resource access. An authentication level can then be determined based on the score, and authentication of the user triggered at the authentication level. In one instance, the authentication can be triggered to re-authenticate a user after a user session times out.