The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 31, 2022
Filed:
Mar. 23, 2020
Apple Inc., Cupertino, CA (US);
Michael Artemiw, San Jose, CA (US);
Aaron M. Melim, San Francisco, CA (US);
Ashish C. Nagre, Sunnyvale, CA (US);
Christine A. Franco, Menlo Park, CA (US);
David T. Haggerty, San Francisco, CA (US);
Fadi S. Obeid, Santa Clara, CA (US);
Glen W. Steele, San Jose, CA (US);
Katie M. McIndoe, Sunnyvale, CA (US);
Mischa K. McLachlan, San Francisco, CA (US);
Richard W. Heard, San Francisco, CA (US);
Rima Kakarla, Mountain View, CA (US);
Akila Suresh, San Jose, CA (US);
Jarad M. Fisher, Millbrae, CA (US);
Apple Inc., Cupertino, CA (US);
Abstract
The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.