The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 24, 2022

Filed:

Jan. 31, 2017
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

Kevin K. Fiedler, Boerne, TX (US);

Thomas Bret Buckingham, Fair Oaks Ranch, TX (US);

Bharat Prasad, San Antonio, TX (US);

Charles Lee Oakes, III, Boerne, TX (US);

Vijay Jayapalan, San Antonio, TX (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/04 (2012.01); G10L 25/63 (2013.01); G10L 17/22 (2013.01); G10L 15/22 (2006.01); G10L 15/18 (2013.01); G10L 17/00 (2013.01);
U.S. Cl.
CPC ...
G06Q 40/04 (2013.01); G10L 15/1815 (2013.01); G10L 15/22 (2013.01); G10L 17/00 (2013.01); G10L 17/22 (2013.01); G10L 25/63 (2013.01); G10L 2015/223 (2013.01);
Abstract

Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for receiving first voice data from a user, receiving behavior data associated with the user, and determining that the user is authentic at least partially based on voice recognition of the first voice data, and behavior analysis of the behavior data, and subsequently: prompting one or more spoken commands from the user, receiving second voice data representative of at least one spoken command of the user to trade at least one financial instrument, providing trade data for executing the trade of the at least one financial instrument, and determining that the trade data is valid at least partially based on the second voice data, and in response, initiating execution of the trade.


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