The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 24, 2022
Filed:
Feb. 06, 2020
Wells Fargo Bank, N.a., San Francisco, CA (US);
Hemalatha AC, Bangalore, IN;
Dipan Banerjee, Bangalore, IN;
Naveen Yeri, Bangalore, IN;
Srimoyee Duttagupta, Bangalore, IN;
Pranshu Sharma, New Delhi, IN;
Alan On Yau, Tustin, CA (US);
Michelle Sunna Nowe, South Pasadena, CA (US);
Manesh Saini, New York City, NY (US);
Hasan Yilmaz, San Diego, CA (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
Risk assessment can be performed in many contexts including in lending. A set of metrics can be received and derived from data associated with a party, such as a third-party retailer or dealer, with respect to performance of an activity. A subset of metrics can be identified that exceed a threshold of acceptable performance. Weights can be applied to at least the subset of metrics that captures significance of corresponding metrics. A single weighted score can be computed from aggregation of the weighted subset of metrics, and a third party can be classified based on comparison of the weighted score to a predetermined threshold.