The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 24, 2022

Filed:

Aug. 23, 2019
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventor:

Kelvan Patrick Howard, San Francisco, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 20/36 (2012.01); H04W 4/021 (2018.01);
U.S. Cl.
CPC ...
G06Q 20/3674 (2013.01); G06Q 20/3678 (2013.01); H04W 4/021 (2013.01);
Abstract

Provided are systems, methods, techniques, instruction sequences, and computer program products associated with and configured to the technical field of special purpose machines that facilitate generation and provision of application program interfaces (or APIs). The APIs automatically compare the geographic position of a user resource with a known database of events to determine the likelihood that the user is attending the event. In response to determining that the likelihood exceeds a predetermined limit, the APIs communicate notifications to update user information to service providers, such as financial networks, to improve the performance of the user's portable financial devices and reduce financial fraud associated with offline transactions.


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