The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 17, 2022

Filed:

Dec. 06, 2018
Applicant:

United Income, Inc., Washington, DC (US);

Inventors:

Matthew Cruickshanks Fellowes, Washington, DC (US);

Lara Langdon, Alexandria, VA (US);

Benjamin Peter Samuel, Arlington, VA (US);

Jean Elizabeth Theurer, Kathmandu, NP;

Assignee:

United Income, Inc., Washington, DC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/06 (2012.01); G06Q 10/06 (2012.01); G06Q 10/04 (2012.01); G06F 30/20 (2020.01);
U.S. Cl.
CPC ...
G06Q 40/06 (2013.01); G06F 30/20 (2020.01); G06Q 10/04 (2013.01); G06Q 10/0635 (2013.01); G06Q 10/06312 (2013.01);
Abstract

Embodiments provide systems and methods for modeling future asset value, which may establish planning simulation and optimization parameters for an individual, execute a planning simulation based on the parameters, analyze results of the planning simulation to determine candidate plans with highest chances of success, determine, from among the candidate plans, an optimal plan, based on executing concurrent gradient descent that includes executing steps of gradient descent in parallel, and report the optimal plan. Embodiments may also provide systems and methods for describing a portfolio and investment goals in a manner comprehensible by the investor, modeling financial plans that meet those goals, simulating those plans over time, selecting the plans that demonstrate the greatest utility for the investor, executing those plans in the market, and continually revising plans as circumstances change.


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