The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 17, 2022

Filed:

Sep. 07, 2020
Applicant:

Enpulz, Llc, Austin, TX (US);

Inventor:

James D. Bennett, Hroznetin, CZ;

Assignee:

ENPULZ, LLC, Austin, TX (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/30 (2012.01); G06Q 20/34 (2012.01); G06Q 20/10 (2012.01); G06Q 20/20 (2012.01); G06Q 30/06 (2012.01); G06Q 40/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3572 (2013.01); G06Q 20/105 (2013.01); G06Q 20/20 (2013.01); G06Q 30/06 (2013.01); G06Q 40/02 (2013.01);
Abstract

A proxy card used at an ATM, or at any vendor store, that has a legacy point of sale unit or at a store with the smart point of sale. In general, it can be used with any vendor and otherwise as any credit or debit card might be used. The point-of sale unit interacts with a multi-source processing system (MSPS) that, instead of servicing a single money source, interacts with more than one of a plurality of monetary sources that may be associated with the proxy card. The money transferred from credit or debit accounts of the user may be either transferred directly or indirectly via a proxy central account associated with the MSPS that a user maintains.


Find Patent Forward Citations

Loading…