The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 17, 2022
Filed:
Nov. 09, 2017
International Business Machines Corporation, Armonk, NY (US);
John E. Bloys, Bethlehem, PA (US);
Michael J. Bordash, Newtown, CT (US);
Lisa Seacat DeLuca, Baltimore, MD (US);
International Business Machines Corporation, Armonk, NY (US);
Abstract
The present invention provides a method and system for cognitive rewards recognition in a mobile wallet of a user. A cognitive rewards recognition software application installed in the mobile wallet for each purchase opportunity: determines payment options and associated rewards; determines cognitive factors linking and relating the user, the payment options, and the rewards to purchases; and generates a ranked list of the payment options in response to the cognitive factors, wherein the rewards are distributed between purchases to maximize benefits to the user in response to the related cognitive factors. The ranked list is presented for each purchase opportunity to the user on his mobile wallet.