The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 10, 2022

Filed:

Oct. 28, 2020
Applicant:

Synchrony Bank, Stamford, CT (US);

Inventors:

David Fasoli, Aliso Viego, CA (US);

Clarinda Gurr, Irvine, CA (US);

Erin Gadhavi, Laguna Niguel, CA (US);

Annabel Larsen, Stamford, CT (US);

Kendra Larsen, Huntington Beach, CA (US);

Craig Urbansky, Costa Mesa, CA (US);

Sally Yijing Yang, San Juan Capistrano, CA (US);

Bete Johnson, Trabuco Canyon, CA (US);

Assignee:

SYNCHRONY BANK, Stamford, CT (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/10 (2012.01); G06Q 20/22 (2012.01); G06Q 20/40 (2012.01); G06Q 40/08 (2012.01); G06N 20/00 (2019.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); G06N 20/00 (2019.01); G06Q 20/102 (2013.01); G06Q 20/227 (2013.01);
Abstract

Computer-implemented methods are provided for receiving information corresponding to a transaction, wherein the information is received via a single processing of an instrument. A balance for the transaction is automatically determined based on a coverage plan associated with the information from the instrument and services associated with the transaction. Upon detecting selection of an account for the balance, an amount from the account is allocated for the balance and is provided to complete the transaction.


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