The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 03, 2022

Filed:

Sep. 09, 2019
Applicant:

International Business Machines Corporation, Armonk, NY (US);

Inventors:

Robert R. Friedlander, Southbury, CT (US);

James R. Kraemer, Santa Fe, NM (US);

Jeb R. Linton, Manassas, VA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/34 (2012.01); G06Q 20/40 (2012.01); G06Q 20/32 (2012.01); H04L 9/40 (2022.01); H04W 12/37 (2021.01); G06F 9/455 (2018.01); G06F 21/62 (2013.01); G06F 21/60 (2013.01); G06Q 20/42 (2012.01); G06F 9/22 (2006.01); G06F 9/30 (2018.01); G06F 12/14 (2006.01); H04L 29/06 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/351 (2013.01); G06F 9/455 (2013.01); G06F 9/4555 (2013.01); G06F 21/60 (2013.01); G06F 21/62 (2013.01); G06Q 20/32 (2013.01); G06Q 20/3274 (2013.01); G06Q 20/34 (2013.01); G06Q 20/401 (2013.01); G06Q 20/40145 (2013.01); H04L 63/0428 (2013.01); H04W 12/37 (2021.01); G06F 9/22 (2013.01); G06F 9/30003 (2013.01); G06F 12/1408 (2013.01); G06Q 20/42 (2013.01);
Abstract

A method securely manages smart card transactions. A processing entity receives a smart card identifier from a smart card, where the smart card is a virtual card on a mobile computing device that comprises a processor, where the smart card identifier is a transaction-specific identifier for a transaction. A protected application is received at the mobile computing device, where a received protected application initially cannot be utilized by an operating system for execution by the processor. A security object is received at the mobile computing device, where the security object is used to convert the received protected application into an executable application that can be utilized by the operating system for execution by the processor. The processor executes the executable application to act as the virtual card, where the virtual card provides a functionality of a predefined physical electronic card.


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