The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 26, 2022

Filed:

Oct. 21, 2019
Applicant:

Paypal, Inc., San Jose, CA (US);

Inventors:

Srivathsan Narasimhan, San Jose, CA (US);

Premkumar Alagarsamy, San Jose, CA (US);

Avik Chatterjee, San Jose, CA (US);

Assignee:

PayPal, Inc., San Jose, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 12/24 (2006.01); H04L 41/147 (2022.01); G06N 20/00 (2019.01); H04L 41/0893 (2022.01); H04L 43/0876 (2022.01);
U.S. Cl.
CPC ...
H04L 41/147 (2013.01); G06N 20/00 (2019.01); H04L 41/0893 (2013.01); H04L 43/0876 (2013.01);
Abstract

The adaptive learning systems described herein may include machine-learning engines, product configuration engines, and/or various other components configured to improve the efficiency of processing transactions. The systems described herein may detect and/or predict declined transactions, token deficiencies, insufficient system capacities, and/or other system anomalies. As such, the system may perform operations to generate additional tokens associated with assets, provision various bin ranges, and/or share reserve capacities, and/or other operations. Thus, the system may improve system efficiencies, ensure reliability and operability across the system, and optimize the operations for successfully processing transactions.


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