The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 26, 2022
Filed:
Apr. 10, 2019
Visa International Service Association, San Francisco, CA (US);
Hongqin Song, Austin, TX (US);
Yu Gu, Austin, TX (US);
VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);
Abstract
Methods and systems are provided to efficiently update account profiles based on a predicted likelihood of use, including by ranking the account profiles according to the likelihood of use. The disclosed system can considerably improve the processing time to update account profiles with the most recent information available, including new access requests. An authentication platform receives a plurality of new access requests, including request data and account identifiers associated with account profiles. The request data is transmitted to a prediction engine that determines a ranking of the account identifiers based on a predicted likelihood of use during a next time interval. A profile batch scheduler retrieves a first set of access requests based on the ranking. The system updates a first set of account profiles based on the ranking, and stores the updated account profiles for use by the authentication platform.