The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 19, 2022

Filed:

Jul. 08, 2019
Applicant:

Consumerinfo.com, Inc., Costa Mesa, CA (US);

Inventors:

Jeffrey Bryan Mahacek, Costa Mesa, CA (US);

Janice Anne Rohn, Redondo Beach, CA (US);

Assignee:

Consumerinfo.com, Inc., Costa Mesa, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 40/02 (2012.01); G06F 3/0482 (2013.01); G06F 3/0484 (2022.01); G06F 3/041 (2006.01); G06F 3/01 (2006.01); G06F 3/0488 (2022.01); G06F 3/048 (2013.01);
U.S. Cl.
CPC ...
G06Q 40/025 (2013.01); G06F 3/01 (2013.01); G06F 3/048 (2013.01); G06F 3/0412 (2013.01); G06F 3/0482 (2013.01); G06F 3/0484 (2013.01); G06F 3/0488 (2013.01); G06Q 40/00 (2013.01);
Abstract

A computer system receives credit information relating to a consumer and a number of high scorers, and determines credit score factors associated with the consumer and the high scorers. The system may construct flippable score factor displays comprising consumer specific information specific to a credit category that may be reversed to display explanatory text regarding how that credit category affects their credit report. The score factor display may include a comparison between the consumer's scores and the high scorers' scores in a number of categories. Scores of high scorers may be periodically refreshed. Additionally, the group of high scorers may be limited according to a particular demographic, such as a geographic location, that may be selectable by a user.


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