The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 19, 2022

Filed:

Dec. 30, 2015
Applicant:

Paypal, Inc., San Jose, CA (US);

Inventors:

Nitin Prabhu, San Jose, CA (US);

Dinesh Gomes, San Jose, CA (US);

Ian Povey, San Jose, CA (US);

Assignee:

PAYPAL, INC., San Jose, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/36 (2012.01); G06Q 20/40 (2012.01); G06Q 50/00 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3674 (2013.01); G06Q 20/4014 (2013.01); G06Q 50/01 (2013.01); G06Q 2220/00 (2013.01);
Abstract

In some embodiments, a verification system includes a memory storing a common identifier that identifies a user. The system may also include one or more hardware processors coupled to the memory and configured to read instructions from the memory to perform the steps of: receiving a token associated with a request to complete a transaction with an environment; determining the common identifier associated with the token, the common identifier being associated with an identifier of the merchant, an identifier of the user requesting the transaction, and a funding instrument associated with the user; and determining, based on information associated with the common identifier, whether to approve the transaction.


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