The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 12, 2022

Filed:

Dec. 19, 2018
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Hao Ngo, San Jose, CA (US);

Yuexi Chen, Foster City, CA (US);

Thomas Bellenger, San Mateo, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/32 (2006.01); G06F 21/36 (2013.01); H04L 9/30 (2006.01);
U.S. Cl.
CPC ...
H04L 9/3226 (2013.01); G06F 21/36 (2013.01); H04L 9/30 (2013.01); H04L 9/3252 (2013.01); H04L 9/3268 (2013.01); H04L 9/3297 (2013.01);
Abstract

Systems and methods are disclosed for securely communicating sensitive data (e.g., interaction data) during a process for offline authentication. A data packet may be received by an access device from a user device in a one-way communication. The data packet may be converted to obtain interaction data comprising a digital certificate certified by the certificate authority and a digital signature value generated by the user device. A second public key associated with the user device may be obtained utilizing the digital certificate and the first public key associated with the certificate authority. The validity of the interaction data may be determined based at least in part on the digital signature value and the second public key associated with the user device. When the interaction data is determined to be valid, an identifier of the interaction data may be authorized and access may be provided based on this authorization.


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