The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 05, 2022

Filed:

Jun. 20, 2019
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Heather Roseann Dolan, Sarasota, FL (US);

Katherine Dintenfass, Lincoln, RI (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04W 12/63 (2021.01); H04W 4/80 (2018.01); H04W 4/021 (2018.01); H04W 12/06 (2021.01); H04W 12/67 (2021.01);
U.S. Cl.
CPC ...
H04W 12/63 (2021.01); H04W 4/021 (2013.01); H04W 4/80 (2018.02); H04W 12/06 (2013.01); H04W 12/67 (2021.01);
Abstract

An interaction security system for user verification utilizes co-location in order to more accurately identify a user location. The system identifies a user computer system location based a location determination component for the user computer systems. Moreover, the system identifies a resource accessory location of a resource accessory. The resource accessory location may be determined in a number of different ways, including, but not limited to, a location determination component of the resource accessory. The system may utilize a time requirement and/or a geo-location requirement in order to maintain verification of the user for a period of time and/or within a specific location. Moreover, the system may require the user to take an action with respect to the resource accessory before verifying the user location for an interaction.


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