The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 05, 2022
Filed:
Jul. 31, 2018
Jpmorgan Chase Bank, N.a., New York, NY (US);
Eric Everson, Columbus, OH (US);
Benjamin R. Cohen, Philadelphia, PA (US);
Tim Skeen, New York, NY (US);
Kurt A. Baskette, Katy, TX (US);
JPMORGAN CHASE BANK, N.A., New York, NY (US);
Abstract
An embodiment of the present invention is directed to a Channel Dynamic Multifactor Authentication. This solution provides the capability to select a multifactor authentication channel (e.g., email, SMS, etc.) dynamically based on multiple sources of risk scoring input data. The risk decision engine may determine an optimal lowest risk delivery channel for delivery of a one-time passcode and/or implement an additional or alternative mechanism for user authentication or verification.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile