The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 22, 2022
Filed:
May. 04, 2020
Applicant:
United Services Automobile Association (Usaa), San Antonio, TX (US);
Inventors:
Reynaldo Medina, III, San Antonio, TX (US);
Robert G. Wood, San Antonio, TX (US);
Nandhini Sridaran, Boerne, TX (US);
Adam Newman, San Antonio, TX (US);
Mario Gutierrez, San Antonio, TX (US);
William Barfield, San Antonio, TX (US);
Assignee:
United Services Automobile Association (USAA), San Antonio, TX (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 20/40 (2012.01); G06K 7/14 (2006.01); G06K 9/00 (2022.01); G06K 9/20 (2006.01); G06Q 20/04 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/4016 (2013.01); G06K 7/1413 (2013.01); G06K 9/00181 (2013.01); G06K 9/209 (2013.01); G06Q 20/0425 (2013.01);
Abstract
Techniques for detecting counterfeit checks include using sensors to determine correspondence between items detected on a check using machine vision. Correspondence between different items on a received check is used to generate a check score, which is compared to a risk-based threshold to determine how a transaction involving the check should be handled.