The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 15, 2022

Filed:

Jun. 03, 2019
Applicant:

American Express Travel Related Services Company, Inc., New York, NY (US);

Inventors:

Emily E. Gould, Brooklyn, NY (US);

Kristen N. Oldenburger, New York, NY (US);

Alice Park, New York, NY (US);

Seth M. Ross, New York, NY (US);

Mohammad Torkzahrani, Jersey City, NJ (US);

Venkat Varadachary, New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2012.01); G06Q 30/02 (2012.01); G06Q 30/06 (2012.01); G06F 16/24 (2019.01); G06F 16/9535 (2019.01); G06Q 50/14 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/0255 (2013.01); G06F 16/24 (2019.01); G06F 16/9535 (2019.01); G06Q 30/0282 (2013.01); G06Q 30/0625 (2013.01); G06Q 30/0631 (2013.01); G06Q 50/14 (2013.01);
Abstract

A system may generate a first transaction history from a plurality of records of charge. The system may select a plurality of merchants based on the plurality of records of charge, and generate a first user profile in response to the first transaction history and the plurality of merchants. The first user profile may comprise a merchant score for a merchant appearing in the first transaction history. The first transaction history may include transaction account issuer data. The system may receive a request for content that identifies a user account associated with the first user profile. The system may further generate the content based on the merchant score in response to the request for the content. The request may be automatically generated by the application or may be in response to an action by the first user.


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