The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 08, 2022

Filed:

Feb. 26, 2020
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Michael Mori, San Mateo, CA (US);

Gourab Basu, Half Moon Bay, CA (US);

Rajat Das, Foster City, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/06 (2006.01); H04L 9/32 (2006.01); G06Q 20/40 (2012.01); G06Q 20/32 (2012.01); H04W 12/06 (2021.01); H04W 12/12 (2021.01);
U.S. Cl.
CPC ...
H04L 63/0884 (2013.01); G06Q 20/3278 (2013.01); G06Q 20/40 (2013.01); G06Q 20/4018 (2013.01); H04L 9/3226 (2013.01); H04L 9/3297 (2013.01); H04W 12/06 (2013.01); H04W 12/12 (2013.01);
Abstract

Systems and methods are described that allow users to continue utilizing their user accounts and user devices associated with a first authorization entity for transactions conducting with a second authorization entity. A processor server computer may translate a first data set including first account identifier and a first verification value associated with a first authorization entity during authorization processing into a second data set including a second account identifier and a second verification value that can be processed by a second authorization entity. The processor server computer may modify an authorization request message based on the translated data set. The processor server computer may also enable the authorization request message to be routed to an appropriate authorization entity during authorization processing.


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