The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 01, 2022
Filed:
Apr. 29, 2020
Bank of America Corporation, Charlotte, NC (US);
Susan R. Hart, Addison, TX (US);
Christopher Daniel Birch, Dayton, OH (US);
Kelly Renee-Drop Keiter, Waxhaw, NC (US);
Lisa Matthews, Charlotte, NC (US);
Cody Dean Searl, Pineville, NC (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
Resource event patterns are identified in previously conducted resource events based on historical resource event data and, in some embodiments, pending and/or previous resource event request data. Specifically, the resource event patterns indicate a timing pattern for when resource events included in the pattern are conducted. Based at least on the timing pattern, an optimal time or time period is determined for communicating a notification to the user that is configured to notify a user that a next occurrence of a time within the timing pattern is imminent and that a resource event within the resource event pattern is pending. The optimal time may be close in proximity of the next occurrence of the time within the timing pattern or, depending on other factors, such as user preference, resource volume due, resource volume availability, resource volume due in comparison to typical resource volume due, the optimal time may be farther out from the next occurrence of a time within the timing pattern.