The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 22, 2022
Filed:
Mar. 27, 2020
Bank of America Corporation, Charlotte, NC (US);
Mark A. Pender, Rockville Center, NY (US);
Daniel L. Carpenter, Charlotte, NC (US);
Kapil Pruthi, Bothell, WA (US);
Xianhong Zhang, Issaquah, WA (US);
Apeksh M. Dave, Weddington, NC (US);
Elizabeth Votaw, Potomac, MD (US);
Andrew T. Keys, Albany, OR (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Aspects of the disclosure relate to linking channel-specific systems with a user authentication hub. In some embodiments, a computing platform may receive, from a mobile device, an authentication request for a user account and may generate one or more authentication prompts. Subsequently, the computing platform may provide the one or more authentication prompts and may validate responses to the authentication prompts. Based on validating the responses to the authentication prompts, the computing platform may generate one or more security questions based on historical information associated with the user account. Subsequently, the computing platform may provide the one or more security questions and may validate one or more responses to the one or more security questions. Based on validating the one or more responses to the one or more security questions, the computing platform may provide user account information associated with the user account to the mobile device.