The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 22, 2022

Filed:

Oct. 22, 2018
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Parul Ghosh, Bangalore, IN;

Shanmukeswara Rao Donkada, Hyderabad, IN;

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); G06Q 20/26 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3278 (2013.01); G06Q 20/26 (2013.01); G06Q 20/3274 (2013.01); G06Q 20/40145 (2013.01);
Abstract

The innovation disclosed and claimed herein, in one aspect thereof, comprises systems and methods of vehicle based transactions. The innovation associates a tag with a financial account and a vehicle. The financial account is associated with a customer that is associated with the vehicle. The tag is readable to perform associated financial functions. The tag is scanned with a reader. The reader is associated with the entity authorized to make charges to the financial account. Security controls are applied for the tag. The security controls dictate a charge type or authorized creditor for executing transactions. A financial transaction is executed between an entity and the customer using the tag associated with the financial account.


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