The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 15, 2022
Filed:
Jul. 08, 2019
Paypal, Inc., San Jose, CA (US);
James Barrese, San Jose, CA (US);
Manish Maheshwari, Los Altos, CA (US);
Rohan Sehgal, San Jose, CA (US);
Amit Paka, Mountain View, CA (US);
Sunil Nair, San Jose, CA (US);
Suket Somani, San Jose, CA (US);
Barath Rangaswamy, San Jose, CA (US);
Vidhi Himanshu Shah, Santa Clara, CA (US);
Weijie Li, Milpitas, CA (US);
PayPal, Inc., San Jose, CA (US);
Abstract
A payment processing apparatus and a system or a method are provided that have a location-agnostic payment code, where the user does not have to check in to the merchant's location. Further, the reliance on the network connection is reduced by caching or storing payment codes at the user's mobile device. The payment codes may have expiration and may be used once. The payment codes may be revoked or canceled if the user's mobile device is compromised or stolen. In an embodiment, the payment codes may be generated and provided to the user's mobile device when the payment application at the user's mobile device is refreshed. For example, the payment application is refreshed based on user's payment history or payment habits. In another embodiment, the payment codes may be generated and provided to the user's mobile device when the user is within a predetermined distance from a merchant.