The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Feb. 15, 2022

Filed:

Nov. 07, 2017
Applicant:

Advanced New Technologies Co., Ltd., George Town, KY;

Inventor:

Jupeng Xia, Hangzhou, CN;

Assignee:
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/20 (2012.01); H04L 29/06 (2006.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06Q 30/06 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/206 (2013.01); G06Q 20/3276 (2013.01); G06Q 20/401 (2013.01); G06Q 30/06 (2013.01); H04L 63/0807 (2013.01); H04L 63/0846 (2013.01); H04L 2463/102 (2013.01);
Abstract

An authentication factor is received, including an authentication key, an account information of a user, and a dynamic time factor. A bound authentication information is generated by using the authentication factor and a device information of a client device that requested the secure offline payment. The bound authentication information is transmitted to a service server system perform an offline payment authorization based on the bound authentication information. In response to a successful offline payment authorization, a graphical identifier is generated for completing the secure offline payment associated with the authentication factor, where the graphical identifier includes the bound authentication information and a dynamic password generated based on the dynamic time factor.


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