The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 08, 2022
Filed:
Mar. 11, 2020
Advanced New Technologies Co., Ltd., Grand Cayman, KY;
Advanced New Technologies Co., Ltd., Grand Cayman, KY;
Abstract
Disclosed herein are methods, systems, and apparatus, including computer programs encoded on computer storage media, for handling blockchain-based loan application. One of the methods includes: obtaining a loan application sent by the client device of the loan applicant, wherein the loan application comprises identity information of the loan applicant for identity authentication; determining that the loan application is approvable based on the identity information; performing a loan issuance logic to issue a loan to the loan applicant with a loan amount according to the loan application; and sending a request to one or more blockchain nodes of the blockchain network to store a transaction record of the loan to a blockchain, wherein the transaction record includes the identity information and the loan amount.