The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 01, 2022
Filed:
Jan. 07, 2020
Intelligent systems for identifying transactions associated with an institution impacted by an event
Bank of America Corporation, Charlotte, NC (US);
Terry L. Lewis, Denver, NC (US);
Robert W. Johnston, Ramsey, NJ (US);
Vivek Vinayak Mehendale, College Grove, TN (US);
Jose Gilberto Guerra-Leal, Forney, TX (US);
Enjyi E. Hannans, Jacksonville, FL (US);
Coleen C. Morgan, Covington Township, PA (US);
Robert S. Hepler, Charlotte, NC (US);
Vanesa Mitrevski, LaGrange, IL (US);
Joseph L. Hayes, Charlotte, NC (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
A transaction processing system capable of processing transactions and implementing a flexible circuit breaker process during an event. A circuit breaker module initiates a circuit breaker event (CBE), an account identification module identifies one or more affected account IDs, and a rule generation module generates conditional rules for evaluating each transaction presented to a transaction processing module. If a transaction presented to the transaction processing module satisfies the conditional rule, the transaction is not processed. Transactions not processed are stored in memory and groups of impacted transactions are assigned to resource modules based on common characteristics. The resource module determines if impacted transactions should be allowed to process.