The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Feb. 01, 2022
Filed:
Mar. 17, 2017
Applicant:
Visa International Service Association, San Francisco, CA (US);
Inventors:
Clyde Valdez, Santa Clara, CA (US);
Clint Florez, Sammamish, WA (US);
Peng Zhao, San Jose, CA (US);
Amit Gupta, Dublin, CA (US);
Miguel Lunaparra, Burlingame, CA (US);
Mimi Le, Sunnyvale, CA (US);
Swapneel Mahajan, Cupertino, CA (US);
Jonathan Twichell, Austin, TX (US);
Assignee:
VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/24 (2012.01); G06Q 20/26 (2012.01); G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/405 (2013.01); G06Q 20/24 (2013.01); G06Q 20/26 (2013.01); G06Q 20/34 (2013.01);
Abstract
The claimed system and method allows for an electronic payment system to accept a single card that is both a debit card and a credit card. Further, a user may indicate a default value for the card regarding whether the card should be used as a debit card or a credit card.