The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 25, 2022
Filed:
Jan. 11, 2019
Visa International Service Association, San Francisco, CA (US);
Elianna Starr, San Francisco, CA (US);
Dennis Franklin Olson, San Francisco, CA (US);
Amy Dawson, San Francisco, CA (US);
Andres Jimenez, Walnut Creek, CA (US);
Jiayun He, San Francisco, CA (US);
Amisha Sisodiya, San Francisco, CA (US);
Jorge Andre Torres Perez Palacios, San Francisco, CA (US);
Binoy Parag Parikh, Foster City, CA (US);
Saloni Vijaykumar Mahajan, Fremont, CA (US);
Sowmya Vuddaraju, Fremont, CA (US);
Sneha Sri Tadepalli, Fremont, CA (US);
Lacey Best-Rowden, San Mateo, CA (US);
Kim R. Wagner, Sunnyvale, CA (US);
Sunpreet Singh Arora, San Mateo, CA (US);
Sunit Lohtia, San Rafael, CA (US);
John F. Sheets, San Francisco, CA (US);
Visa International Service Association, San Francisco, CA (US);
Abstract
Provided is a computer-implemented method for authenticating a customer during payment transactions based on biometric identification parameters of the customer that includes receiving image data associated with an image template for identification of a customer, receiving image data associated with an image of a biometric identification parameter of the customer during a payment transaction between the customer and a merchant, establishing a short-range communication connection with a user device associated with the customer during the payment transaction between the customer and the merchant, authenticating an identity of the customer for the payment transaction via the short-range communication connection, determining an account identifier of an account of the customer based on authenticating the identity of the customer for the payment transaction, and processing the payment transaction using the account identifier of the account of the customer. A system and computer program product are also disclosed.