The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 25, 2022

Filed:

Jun. 04, 2020
Applicant:

Consumerinfo.com, Inc., Costa Mesa, CA (US);

Inventors:

Michael Burger, Aliso Viejo, CA (US);

Michael John Dean, Torrance, CA (US);

Mark Joseph Kapczynski, Santa Monica, CA (US);

Nelson Yu, El Monte, CA (US);

Assignee:

Consumerinfo.com, Inc., Costa Mesa, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 40/02 (2012.01); G06Q 20/40 (2012.01); G06Q 20/42 (2012.01); H04L 29/08 (2006.01); H04M 1/72436 (2021.01); H04M 1/72448 (2021.01); H04M 1/72484 (2021.01);
U.S. Cl.
CPC ...
G06Q 20/00 (2013.01); G06Q 20/4037 (2013.01); G06Q 20/425 (2013.01); G06Q 40/025 (2013.01); H04L 67/26 (2013.01); H04M 1/72436 (2021.01); H04M 1/72448 (2021.01); H04M 1/72484 (2021.01);
Abstract

Methods and systems are provided for generating alerts in association with a request to open an account for an individual. For example, information identifying an individual may be received from a financial entity in association with the financial entity receiving a request to open an account for the individual from a requesting entity. The requesting entity may be a vendor or service provider associated with the financial entity. An electronic notification may then be sent to the individual, which may include a selectable option to indicate that the individual does not authorize opening of the account. In response to receiving an indication that the individual does not authorize opening of the account, notifications may be sent to both the financial entity and the requesting entity indicating that the individual has not authorized opening of the account.


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