The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 18, 2022

Filed:

Dec. 02, 2020
Applicant:

Universal Secure Registry, Llc, Newton, MA (US);

Inventor:

Kenneth P. Weiss, Newton, MA (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/32 (2013.01); G06F 21/35 (2013.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); H04L 9/32 (2006.01); G16H 10/60 (2018.01); G06F 21/62 (2013.01); G06Q 10/06 (2012.01); G06Q 20/36 (2012.01); G06Q 30/06 (2012.01); G06Q 40/02 (2012.01); H04L 9/30 (2006.01); H04L 29/06 (2006.01); G07C 9/27 (2020.01); G07C 9/25 (2020.01); G06Q 50/22 (2018.01); G06Q 20/20 (2012.01); G07C 9/26 (2020.01);
U.S. Cl.
CPC ...
G16H 10/60 (2018.01); G06F 21/32 (2013.01); G06F 21/35 (2013.01); G06F 21/6245 (2013.01); G06Q 10/06 (2013.01); G06Q 20/20 (2013.01); G06Q 20/206 (2013.01); G06Q 20/3672 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/3676 (2013.01); G06Q 20/382 (2013.01); G06Q 20/385 (2013.01); G06Q 20/3821 (2013.01); G06Q 20/40 (2013.01); G06Q 20/4012 (2013.01); G06Q 20/40145 (2013.01); G06Q 30/06 (2013.01); G06Q 40/02 (2013.01); G06Q 50/22 (2013.01); G07C 9/257 (2020.01); G07C 9/27 (2020.01); H04L 9/30 (2013.01); H04L 9/32 (2013.01); H04L 9/3231 (2013.01); H04L 9/3271 (2013.01); H04L 63/0853 (2013.01); H04L 63/0861 (2013.01); H04L 63/102 (2013.01); G06F 2221/2115 (2013.01); G07C 9/26 (2020.01); H04L 2209/56 (2013.01); H04L 2209/805 (2013.01);
Abstract

A user device is configured to allow a user to select any one of a plurality of accounts associated with the user to employ in a financial transaction. In one embodiment, the user device includes a biometric sensor configured to receive a biometric input provided by the user, a user interface configured to receive a user input identifying information concerning an account selected by the user from the plurality of accounts. In a further embodiment, the user device a processor coupled to the biometric sensor to receive information concerning the biometric input and to the user interface. According to one embodiment, the processor is configured to generate a non-predictable value and to generate encrypted authentication information from the non-predictable value and any of the account identifying information, information concerning the biometric input, and secret information.


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