The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 18, 2022

Filed:

Dec. 11, 2018
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Himanshu Baral, Fremont, CA (US);

David J. Hiltgen, Fort Hill, CA (US);

Christine Rein, San Francisco, CA (US);

Laura B. Smith, San Francisco, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2012.01); G06Q 30/06 (2012.01); H04W 4/90 (2018.01); G06Q 20/40 (2012.01); H04W 4/021 (2018.01); G06Q 20/32 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/0637 (2013.01); G06Q 20/325 (2013.01); G06Q 20/405 (2013.01); G06Q 30/0641 (2013.01); H04W 4/021 (2013.01); H04W 4/90 (2018.02);
Abstract

Systems, apparatuses, and methods of making (initiating and processing) an event-based automatic transaction on behalf of a user including and not limited to, determining an event geolocation impacted by an event and determining that the user is at the event geolocation based on a user device geolocation received from a user device of the user. In response to determining that the user is at the event geolocation, the event-based automatic transaction is automatically initiated and processed to digitally purchase goods or services on behalf of the user.


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