The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 11, 2022

Filed:

Dec. 01, 2017
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Piyush Sharma, Maharashtra, IN;

Elson Rodrigues, Maharashtra, IN;

Assignee:
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/40 (2012.01); G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); G06Q 20/38 (2012.01); G06Q 30/06 (2012.01); H04L 9/32 (2006.01); H04L 29/06 (2006.01); G06Q 20/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/4014 (2013.01); G06Q 20/02 (2013.01); G06Q 20/027 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/352 (2013.01); G06Q 20/382 (2013.01); G06Q 20/385 (2013.01); G06Q 20/3821 (2013.01); G06Q 20/4093 (2013.01); G06Q 30/06 (2013.01); H04L 9/32 (2013.01); H04L 9/3228 (2013.01); H04L 63/0428 (2013.01); H04L 2209/56 (2013.01);
Abstract

A device for processing electronic payments for the purchase of goods or services is provided. The device includes one or more computer processors in communication with non-transitory computer readable data storage and a display. The data storage includes instructions stored thereon that, when executed by the one or more processors, cause the device to execute a transaction process including receiving purchase data representing one or more goods or services to be purchased, receiving user input to effect a payment transaction, determining a total transaction amount from the purchase data, reading payment credentials from a purchaser's payment device, sending a payment request, receiving data representing a received one time password (OTP), sending the received OTP to the third party authorization server for authentication against a OTP sent by the third party authorization server to a mobile device, and receiving data representing successful authentication from the third party authorization server.


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