The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 04, 2022

Filed:

Mar. 03, 2020
Applicant:

Advanced New Technologies Co., Ltd., George Town, KY;

Inventors:

Yong He, Hangzhou, CN;

Liang Zhang, Hangzhou, CN;

Tian Chen, Hangzhou, CN;

Yicong Fan, Hangzhou, CN;

Jinhua Lei, Hangzhou, CN;

Bei Liu, Hangzhou, CN;

Han Mei, Hangzhou, CN;

Guolai Ma, Hangzhou, CN;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2012.01); G06N 3/08 (2006.01); G06N 3/04 (2006.01);
U.S. Cl.
CPC ...
G06Q 30/0202 (2013.01); G06N 3/04 (2013.01); G06N 3/08 (2013.01); G06Q 30/0205 (2013.01);
Abstract

A computer-implemented method includes: obtaining first environmental factor data of a first time period and first historical payment data of a target Internet of Things (IoT) device in the first time period, in which the first time period is before a first time point; obtaining second environmental factor data of a second time period that is after the first time point; and obtaining a prediction, using a neural network model, operating on at least one computing device, of an estimated statistical distribution of one or more users who execute transactions using the target IoT device in the second time period, in which the first environmental factor data, the first historical payment data, and the second environment factor data are inputs to the neural network model.


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