The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 04, 2022

Filed:

Jan. 29, 2019
Applicant:

United Services Automobile Association (Usaa), San Antonio, TX (US);

Inventors:

Joseph Gregory Delong, San Antonio, TX (US);

Steven James Schroeder, Oak Point, TX (US);

Jonathan Huntington Rhea, North Richland Hills, TX (US);

Alexander Benetto Nagelberg, San Antonio, TX (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 30/08 (2012.01); G06Q 40/08 (2012.01); H04L 12/14 (2006.01); G06F 9/46 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/401 (2013.01); G06F 9/46 (2013.01); G06Q 30/08 (2013.01); G06Q 40/08 (2013.01); H04L 12/1453 (2013.01); G06Q 2220/00 (2013.01); H04L 2209/38 (2013.01);
Abstract

Systems and methods for performing netting of business-to-business payments for settlement of running balances between parties are provided. To that end, blockchain infrastructures allow smart contracts that may be suitable for subrogation and netting operations, and the smart contracts that facilitate the operations. Application-programming interfaces (APIs) are provided that may be used to interact with the smart contracts.


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