The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 04, 2022

Filed:

Mar. 19, 2020
Applicant:

Allstate Insurance Company, Northbrook, IL (US);

Inventors:

Dana Ferguson, Chicago, IL (US);

Jared S. Snyder, Chicago, IL (US);

Anna Yum-Wai-Shan Chou, Palo Alto, CA (US);

Craig Chang, Menlo Park, CA (US);

Aaron D. Daly, Belmont, CA (US);

William F. Polisson, Jr., Vernon Hills, IL (US);

Assignee:

ALLSTATE INSURANCE COMPANY, Northbrook, IL (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
B60W 40/09 (2012.01); G07C 5/08 (2006.01); G07C 5/02 (2006.01); G07C 5/00 (2006.01); G06Q 40/08 (2012.01);
U.S. Cl.
CPC ...
B60W 40/09 (2013.01); G07C 5/008 (2013.01); G07C 5/02 (2013.01); G07C 5/0808 (2013.01); G07C 5/0841 (2013.01); G06Q 40/08 (2013.01);
Abstract

Aspects of the disclosure relate to using vehicle telematics data to assess parameters associated with vehicle operation. In some instances, a driving assessment system may include a first computing device associated with a user in a vehicle and a second computing located remotely from the first computing device. The first computing device may collect, by way of one or more of an accelerometer and global positioning system (GPS), vehicle operational data and vehicle locational information associated with the vehicle and corresponding to a trip of the vehicle and may transmit such information to the second computing device. The second computing device may identify actionable and second order actionable trip data from the vehicle operational data and vehicle locational information and may calculate a behavior score for the trip.


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