The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 07, 2021
Filed:
Jul. 12, 2019
State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);
Nathan L Tofte, Downs, IL (US);
Timothy W Ryan, Hudson, IL (US);
Nathan W Baumann, Bloomington, IL (US);
Michael Shawn Jacob, Le Roy, IL (US);
Joshua David Lillie, Bloomington, IL (US);
Brian N Harvey, Bloomington, IL (US);
Roxane Lyons, Chenoa, IL (US);
Rosemarie Geier Grant, Ellsworth, IL (US);
State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);
Abstract
The present embodiments relate to detecting fraudulent insurance claims. According to certain aspects, a central monitoring server may receive and examine data detected by at least one unmanned vehicle and generate an estimated insurance claim for a loss event. The central monitoring server may then receive an actual insurance claim relating to the loss event, and may compare the estimated insurance claim to the actual insurance claim to identify potential buildup included in the actual insurance claim. If buildup is detected, the central monitoring server may then process the actual insurance claim accordingly based upon the potential buildup. As a result, claim monies may be paid to insureds that more accurately reflect actual losses resulting from the loss event, and insurance cost savings may be ultimately passed onto typical insurance customers.