The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 23, 2021

Filed:

Jul. 27, 2020
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Deviprasad Tatti, Telangana, IN;

Gaurav Bansal, Hyderabad, IN;

Sandeep Kumar Chauhan, Hyderabad, IN;

Shekhar Singh Mehra, New Delhi, IN;

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 12/911 (2013.01); G06F 11/07 (2006.01); G06Q 20/00 (2012.01);
U.S. Cl.
CPC ...
H04L 47/748 (2013.01); G06F 11/0745 (2013.01); H04L 47/745 (2013.01); H04L 47/781 (2013.01); H04L 47/827 (2013.01); G06Q 20/00 (2013.01);
Abstract

Embodiments of the invention are directed to systems, methods and computer program products for utilizing resources from multiple sources to complete a resource distribution. The invention may receive a distribution request from an entity, where the distribution request includes information identifying a first resource distribution device provided by a user to the entity, a first source associated with the user, and a request amount of resources. The invention may determine whether the requested amount of resources is greater than a first amount of resources in the first source, determine whether the first resource distribution device is associated with one or more other sources associated with the user, and determine whether a sum of the first amount of resources in the first source and a second amount of resources in the one or more other sources is greater than or equal to the requested amount of resources.


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