The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 23, 2021
Filed:
Sep. 25, 2019
Wells Fargo Bank, N.a., San Francisco, CA (US);
Sayali Bhos, San Francisco, CA (US);
Harmit Singh Dhanoa, San Francisco, CA (US);
Laura Marie Fontana, San Francisco, CA (US);
Marc Le Boeuf, San Francisco, CA (US);
Matthew Shepherd, Charlotte, NC (US);
Nikolai Stroke, Gilbert, AZ (US);
Duc M. Trinh, Golden Valley, MN (US);
Daniel G. Vogt, New York, NY (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
Systems and methods relating to currency exchange and currency transfer are provided. A computer-implemented method includes receiving, by a provider computing system associated with an accounts provider, a customer request via a mobile wallet application on a mobile device associated with a customer. The customer request includes a currency transfer request from a mobile wallet held by the customer to a recipient. The method further includes identifying the recipient from the customer request and a partner accounts provider associated with the recipient, communicating with the partner accounts provider regarding the currency transfer, transferring an amount for the currency transfer from the mobile wallet to the partner accounts provider via an omnibus account held by the accounts provider on a distributed ledger, and transmitting a confirmation of the currency transfer to the customer.