The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 09, 2021

Filed:

Jul. 17, 2019
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Archit Umrao, Farrukhabad, IN;

Shubham Kumar, Gurugram, IN;

Shubhangi Sengar, Garha, IN;

Rahul Lamba, Noida, IN;

Anurag Aggarwal, Model Town, IN;

Aditya Koduri, Gurgaon, IN;

Deepak Agarwal, Gurugram, IN;

Rajesh Chopra, Gurugram, IN;

Assignee:
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/34 (2012.01); G06Q 20/40 (2012.01); G06K 9/00 (2006.01); G06Q 20/32 (2012.01); G06F 16/50 (2019.01); G06T 7/00 (2017.01);
U.S. Cl.
CPC ...
G06Q 20/354 (2013.01); G06F 16/50 (2019.01); G06K 9/00671 (2013.01); G06Q 20/3227 (2013.01); G06Q 20/4016 (2013.01); G06T 7/0002 (2013.01);
Abstract

The disclosed subject matter includes methods, systems, and networks for authentication based on physical characteristics of a mobile device. A computer-implemented method performed by a payment network includes receiving an image of a part of a mobile device from an image capturing device that communicates with the payment network, wherein the mobile device includes digital card data of a customer. The computer-implemented method may also include comparing a physical condition of the part of the mobile device shown in the received image to the physical condition of the part of the mobile device shown in a stored image. In addition, the computer-implemented method may include authenticating or declining a transaction involving the digital card data based on the comparison of the physical condition of the part of the mobile device in the received image and the stored.


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