The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 09, 2021
Filed:
Jun. 20, 2019
Bank of America Corporation, Charlotte, NC (US);
Kerry Michelle Cantley, Fort Mill, SC (US);
Heather Roseann Dolan, Sarasota, FL (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
An intelligent resource initiation and deployment system is provided that identifies a location of a user, identifies entities adjacent the user based on the user location, and identifies a resource application and/or the resource pools. The invention identifies a resource pool which optimizes resource grants for the user based on the desired outcome of the user and/or the entity at which the user is located. The system further includes identifying when the resource pool is active, or what additional information is needed for the user to make the optimized resource pool active. The present invention shifts the processing capacity, memory, and processing speeds related to determination and selection of a resource pool and/or validation of the resource pool during interactions from the time of the interaction to before the interaction is even initiated.