The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 02, 2021

Filed:

May. 28, 2019
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Srini Ganapathy, Charlotte, NC (US);

Jane M. Cannon, Indian Land, SC (US);

Aleksandra Stein, Charlotte, NC (US);

Paul Hart, Charlotte, NC (US);

Dennis W. Carwile, Charlotte, NC (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/42 (2012.01); G06F 16/21 (2019.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/42 (2013.01); G06F 16/21 (2019.01); G06Q 20/405 (2013.01);
Abstract

A virtual assistant computing system may include a user device and a virtual assistant computing system. The virtual assistant computing system may include a first processor and a first non-transitory memory configured to receive, via a network from the user device, an input corresponding to a future electronic transaction expected to be initiated by a user and analyze information corresponding to the future electronic transaction to predict based on and a plurality of scheduled electronic transactions received from an external computing system, a future state of an electronic account associated with the user. The virtual assistant computing system may then cause display, on the user device via a network, a visualization of the future state of the electronic account based on the future electronic transaction and the plurality of scheduled electronic transactions.


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