The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 19, 2021
Filed:
Sep. 19, 2017
Early Warning Services, Llc, Scottsdale, AZ (US);
Betty Chan-Bauza, Scottsdale, AZ (US);
James R. Mortensen, Chandler, AZ (US);
Aaron Bartrim, Scottsdale, AZ (US);
Eric Woodward, New York, NY (US);
Hal Granoff, Scottsdale, AZ (US);
Mark Pender, Rockville Center, NY (US);
Ryan Riveland, Elkhom, NE (US);
EARLY WARNING SERVICES, LLC, Scottsdale, AZ (US);
Abstract
A method including receiving an inquiry from a provider to authenticate a provisioning of an account to a mobile wallet. The method also can include determining device ownership information for a mobile device that operates the mobile wallet, account ownership information for the account, device risk information associated with the mobile device, and account risk information associated with the account. The method additionally can include determining an ownership correlation between the device ownership information and the account ownership information. The method further can include generating a fraud risk level by applying business rules and one or more statistical modeling techniques. The method additionally can include providing a response to the provider based on the fraud risk level. Other embodiments are provided.