The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 19, 2021

Filed:

Apr. 21, 2020
Applicant:

Vocalink Limited, London, GB;

Inventors:

Steven Paul Jackets, London, GB;

Nicola Guiso, London, GB;

Alana Georgia Deighan, Luton, GB;

Fiona Emily Benton Robinson, London, GB;

Ivan Jordanov Katsarov, London, GB;

Assignee:

VOCALINK LIMITED, London, GB;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 20/28 (2012.01); G06Q 20/34 (2012.01); G06Q 20/40 (2012.01); G06Q 20/22 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/28 (2013.01); G06Q 20/223 (2013.01); G06Q 20/346 (2013.01); G06Q 20/349 (2013.01); G06Q 20/403 (2013.01); G06Q 20/40145 (2013.01);
Abstract

A method for peer-to-peer prepaid card accounts can create a prepaid card that can receive donations through a QR code disposed on the physical card. Restrictions can also be placed on the card to control where or how the funds may be used. The method can, in response to receiving a request at a card management service to create an account, obtain account information, wherein the account information comprises a user name, an account number, a QR code image, and optionally a biometric data. The account information can be stored as a card account for the user, which is funded by receiving a payment from a second party using the QR code. Then, when a card holder uses the card for a transaction, the card management service can function as an issuer to authorize its use.


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