The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 19, 2021
Filed:
Sep. 17, 2019
United Services Automobile Association (Usaa), San Antonio, TX (US);
Matthew David Nolte, San Antonio, TX (US);
Laura Elizabeth Ard, San Antonio, TX (US);
Jeffrey Rogers, Helotes, TX (US);
Andrea G. Fallucca, San Antonio, TX (US);
UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA), San Antonio, TX (US);
Abstract
Methods and systems for retaining credit card usage through systematic recognition of recurring payments are described. In some embodiments, a method includes receiving user transaction data relating to a payment instrument issued to a user. The user transaction data may include payees and a schedule of payments to the payees. The method may further include identifying recurring payees based on a category of each of the payees. In response to a triggering event requiring an account update of the payment instrument, a report identifying the recurring payees may be generated for the user.