The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 12, 2021

Filed:

Jul. 19, 2017
Applicant:

The Toronto-dominion Bank, Toronto, CA;

Inventors:

Adrian Bloy, Ottawa, CA;

Sebastien Forget, Limoges, CA;

Ryan Edmund Vekeman, Ottawa, CA;

Connie Maun-Fong Chan, Ottawa, CA;

Daniel Lam Tin Cheung, Richmond Hill, CA;

Arun Victor Jagga, Toronto, CA;

John Jong-Suk Lee, Toronto, CA;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2012.01); G06Q 30/02 (2012.01); H04W 88/06 (2009.01); G06F 16/487 (2019.01);
U.S. Cl.
CPC ...
G06Q 30/0261 (2013.01); G06F 16/487 (2019.01); H04W 88/06 (2013.01);
Abstract

The disclosed embodiments generally relate to systems, methods, and apparatus for dynamic context-based electronic offer communication. In one aspect, a computer server is disclosed, comprising: a hardware processor configured to execute instructions stored in a memory to: receive location data from a mobile device; determine a context of the mobile device based on the location data; generate a database query using the determined context; send the generated query to an events database; receive a conditional electronic offer from the events database; determine user data requirements based on the conditional electronic offer; send a request based on the user data requirements to a secure server; receive user data from the secure server; generate an electronic offer communication based on the conditional electronic offer when the user data received from the secure server meets the user data requirements; and send the electronic offer communication to the mobile device.


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