The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 28, 2021
Filed:
Jun. 15, 2018
Wells Fargo Bank, N.a., San Francisco, CA (US);
Kelley Chamberlain, Huntersville, NC (US);
David J. Dietrich, Charlotte, NC (US);
Valeria J. Gray-Lindsey, Charlotte, NC (US);
Michael Knorr, Fairfield, CT (US);
Robert L. Kosicki, Huntersville, NC (US);
Duane F. Lindquist, Glenview, IL (US);
Michael Mangieri, West Islip, NY (US);
Maria V. Marmolejos, Santo Domingo, DO;
Jacqueline A. Monteferrario, Franklin Lakes, NJ (US);
Yonesy F. Nunez, Allentown, PA (US);
Leonard J. Valentino, Stamford, CT (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
A computing system includes one or more processors and one or more computer-readable storage media communicatively connected to the one or more processors. The one or more computer-readable storage media have instructions stored thereon that, when executed by the one or more processors, cause the one or more processors to receive a request from a user device to process an electronic transaction, identify an anomaly associated with the electronic transaction, transmit a notification to the user device to cause display of data corresponding to the anomaly on the user device, receive a response from the user device indicating that one or more risks associated with the anomaly are acceptable, and update a profile of the user stored in a data store to change a classification of the user from a first classification to a second classification based on the response.