The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 28, 2021

Filed:

Mar. 08, 2019
Applicant:

International Business Machines Corporation, Armonk, NY (US);

Inventors:

James David Cleaver, Grose Wold, AU;

Thuy Luong, Danbury, CT (US);

Michael James McGuire, Beaumont Hills, AU;

Ronald George Gottschalk, The Basin, AU;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/405 (2013.01);
Abstract

A method includes receiving, by a backend application, a request for a transaction from a frontend application, and determining, by the backend application, that the request is approved according to an approval policy. The method also includes creating, by the backend application, a single-use account, and requesting, by the backend application, a single-use code for the single-use account from a financial institution. The method also includes receiving, by the backend application, the single-use code, and sending, by the backend application, the single-use code to the frontend application.


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